Financial Advisory Services for Complex Tax Matters

We look at the tax problem and the money behind it together. That means reading your notices and transcripts, checking which years are filed, and then studying cash flow, assets, and what the IRS could reach. With that picture we build a resolution plan, prepare the forms, and deal with the IRS for you. Depending on the facts, that might be a payment plan, penalty relief, catching up on returns, a collection hold, audit work, or a settlement offer.

Yes. Enrolled Agents are licensed by the U.S. Treasury and can represent any taxpayer before the IRS, in every state, on audits, collections, appeals, and balances owed. Our founder is an EA and signs the Form 2848 on your case personally, so the IRS calls the same person you talk to.

Move fast. Levy deadlines are short. Pull together the notice, your last couple of returns, recent pay stubs or income records, bank statements, and a rough list of monthly expenses. With those we can call the IRS, confirm what triggered the levy, ask for a release where the rules allow it, and set up an arrangement that stops it from happening again.

Possibly, through an Offer in Compromise. The IRS weighs your income, assets, necessary expenses, and future earning ability, and it expects your filings to be current. If the numbers say you could pay in full over time, the offer will likely be turned down. That's why we do the financial analysis first and only file when the math supports it.

You agree to pay the balance monthly, and the IRS agrees to hold off on enforced collection as long as you keep paying and stay current on new taxes. Interest and some penalties still accrue, so a cheap monthly number isn't always the best one. From a CFO point of view, we size the payment against your real cash flow so the plan survives a slow quarter.

Penalties sometimes, interest rarely. First Time Abate relief and reasonable cause requests can remove penalties when the history and documents support it. Interest is set by statute, though the interest tied to a penalty generally goes away when that penalty does. Nothing here is automatic: each request needs facts and paperwork.

In most cases. The IRS usually won't approve an installment agreement or offer until the required returns are in. Filing also tends to help: if the IRS prepared a substitute return for a missing year, it probably left out deductions you're entitled to. We plan the order of those filings so they support the resolution instead of complicating it.

The IRS notices, your recent returns, a list of any years not filed, income records, bank statements, and business financials if you own a company. Add a summary of assets, other debts, payroll obligations, and any deadline printed on a letter. For government contractors, a recent indirect rate schedule helps too. The more complete the stack, the faster we can tell you where you stand.