Virtual CFO Services for Growing Businesses

The job is the same as an in house CFO's, just part time and remote. We review results each month, build budgets and forecasts, keep an eye on cash, advise on borrowing and capital spending, tighten internal controls and help leadership use the numbers when deciding things. A bookkeeper looks backward at what was recorded. A virtual CFO looks ahead, and you only pay for the amount of leadership your business actually needs.

It comes down to scope. A company that needs a monthly reporting review and a cash forecast is a lighter engagement than a government contractor juggling indirect rates, DCAA requirements and incurred cost submissions. We'll talk through your priorities and current setup first, then propose a defined scope and fee so there are no surprises.

Usually when bookkeeping alone no longer answers your questions but a full time executive would be overkill. Watch for cash that swings without warning, fuzzy profitability by product or contract, fast growth, a financing decision, several entities, heavier compliance, or reports that arrive too late to matter. If your decisions carry real tax, contract or capital consequences, that's another strong sign.

Your accountant records transactions, produces statements and keeps you compliant. A virtual CFO takes that output and turns it into direction: forecasts, budgets, cash management, performance analysis and planning. Here, the CFO work and tax strategy run through the same founder, who is also an IRS Enrolled Agent, so operating decisions and their tax effects get weighed together. If a past tax problem is in the way, the founder can handle the IRS resolution as well.

Yes, and it's usually the first win. We build a forecast that lines up when customers pay against when bills, payroll and loan payments are due, then report on it every month so a shortfall shows up weeks early. That's the difference between watching the bank balance and actually planning hiring, spending and capital needs around it.

Often, yes. Contracts with the federal government bring rules most businesses never deal with: DCAA audit standards, FAR and CAS requirements, indirect rate structures, incurred cost submissions and contract specific reporting. Our GovCon experience covers all of that from pre award through close out, plus systems like Deltek Costpoint, Unanet and QuickBooks Online set up for contract accounting. The result is cleaner bids, better margin visibility and books that are ready when an auditor calls.

Most clients meet monthly, with a review of the numbers and a short list of action items. During busy stretches, such as a financing round, a system conversion, audit prep or a big contract award, we meet more often. Either way you get reporting ahead of each meeting so the time is spent on decisions, not on figuring out what happened.

Yes. Companies with overseas operations, foreign accounts, international owners or income from abroad need a CFO who keeps those obligations in view. We serve clients in the U.S. and worldwide and pair CFO work with cross border tax knowledge, including FBAR and FATCA reporting, while keeping sensitive data with our own U.S. team.