Fractional CFO Services in Idaho

It's senior finance leadership on a part time basis. In a typical month that means reviewing the close, updating the cash forecast, checking actuals against budget, tightening a control or two, coordinating with whoever does your taxes, and sitting in on the decisions that need numbers behind them. The owner gets a finance partner, not just another report.

Watch for a few signals. You find out about cash problems after they happen. Growth has outrun the processes you built when you were smaller. A bank, a buyer or a prime contractor is asking for financials you can't produce quickly. Or a big decision (a new facility, an acquisition, a federal contract) is coming and you'd like someone to check the math first.

Your bookkeeper records the activity. Your accountant closes the books and handles compliance and returns. A fractional CFO sits on top of both and asks what the numbers mean for next quarter and next year. We work with your existing people, and often the first project is making their output more useful to you.

That's one of the most common reasons clients call. We look at when money comes in, when it goes out, and where it gets stuck. Then we build a forward forecast so a tight month shows up weeks ahead, giving you time to push collections, delay a purchase or arrange a line of credit.

At minimum: an income statement, balance sheet, cash flow view, budget against actual, and a rolling forecast. Beyond that it depends on the business. A contractor may need indirect rate tracking and job profitability; a distributor may care most about inventory turns and working capital. If a report doesn't help someone decide something, we drop it.

Yes, and it's a big part of our background. Federal contractors live under DCAA audit standards, FAR and CAS rules, and indirect rate requirements that general accountants rarely see. We help with rate structures, timekeeping and job cost setup, incurred cost submissions, and systems like Deltek Costpoint, Unanet or QuickBooks Online configured for contract work, from pre award through close out.

We price based on scope: how complex the business is, what reporting you need, and how involved you want us to be. A one time planning project costs less than ongoing monthly leadership across finance, tax and controls. We'll go over your goals and current systems first, then propose a scope with a clear price before any work starts.

Yes, all of our Idaho work is remote. Monthly meetings happen by video, files are shared securely, and our U.S. based team does the detail work in house. Because the founder is also an IRS Enrolled Agent with practice rights in all 50 states, the founder can step in on IRS tax resolution if an old balance or a notice turns up during the engagement.